This governs the relationship between Crusher Leads and the agents/agencies buying the data. Terms of Service Last Updated: [Date] Welcome to Crusher Leads. By accessing our website and purchasing our leads, you agree to be bound by the following Terms of Service. 1. Acceptance of Terms By purchasing leads from Crusher Leads, you ("The Client") agree to these terms. If you do not agree, you may not purchase our data. 2. Nature of Services Crusher Leads provides marketing data and prospective customer information ("Leads") to insurance agents and agencies. We are a data provider, not an insurance agency. 3. Compliance with Laws (TCPA/DNC) This is the most critical section for your protection. The Client agrees that they are solely responsible for complying with all applicable federal and state laws regarding contacting leads. This includes, but is not limited to: The Telephone Consumer Protection Act (TCPA). The National Do Not Call (DNC) Registry. CAN-SPAM Act. Telemarketing Sales Rule (TSR). Crusher Leads makes no representation that the Leads provided have consented to be contacted by The Client specifically. It is The Client's responsibility to scrub leads against DNC lists and ensure compliant dialing/texting practices. You agree to indemnify and hold Crusher Leads harmless from any litigation, fines, or penalties resulting from your use of the data. 4. Account Security You are responsible for maintaining the confidentiality of your account login information. You are responsible for all activities that occur under your account. 5. Intellectual Property & Permitted Use The data provided is for The Client's internal business use only (selling insurance policies). You may not resell, redistribute, or publish the leads purchased from Crusher Leads to third parties. 6. Limitation of Liability To the fullest extent permitted by law, Crusher Leads shall not be liable for any indirect, incidental, or consequential damages, including loss of profits or revenue, arising from the use of our leads. Our total liability shall not exceed the amount paid by The Client for the specific batch of leads in dispute.